Search Results for housing supplytag:searchlightcrusade.net,2024:/mt//feed/housing supply2024-04-30T01:34:43ZMovable Type 4.21-en79179Why the Current State of New Developer Housingtag:www.searchlightcrusade.net,2008://3.37702024-01-22T15:00:00Z2024-01-22T17:05:39ZDan Melsonhttp://www.searchlightcrusade.net/
I've seen many new home developments with vaulted ceilings, mini-vineyards, huge houses on little tiny lots...Why can't some developer built some homes for us regular people? A normal sized home with plenty of closet space and a decent (not...
The Future of Real Estate Agency is Expert Consultants, Not Controlling Market Accesstag:www.searchlightcrusade.net,2009://3.48412024-01-01T15:00:00Z2024-01-01T17:01:17ZDan Melsonhttp://www.searchlightcrusade.net/
Expertise and attitude, not control of an informational chokepoint, is the way that things are going. Let's analyze this from both sides of the problem. The current owner looking to sell really needs a marketer. For better or worse, most...
Fear and Greed, or How Did The Housing Bubble Get So Big?tag:gockel.hmdnsgroup.com,2006:/~searchli//3.24562023-12-18T15:00:00Z2023-12-18T15:48:25ZDan Melsonhttp://www.searchlightcrusade.net/
(This was originally written February 16, 2006, but it's relevant still) One of the occasional questions I get from people has to do with why the housing bubble got so big (or if you're one of those still in denial...
Should I Buy A Home? Part 3: Consequencestag:gockel.hmdnsgroup.com,2006:/~searchli//3.24252023-07-17T14:00:00Z2023-07-17T16:05:35ZDan Melsonhttp://www.searchlightcrusade.net/
Continued from Part 1: Preparation and Part 2: Process This is about the long term consequences of the decision to buy or not to buy a home, and economic benefits analysis into whether you should want to buy. In order...
Where Would I Invest A Million Dollars?tag:www.searchlightcrusade.net,2009://3.47862022-09-12T14:00:00Z2022-09-12T14:33:03ZDan Melsonhttp://www.searchlightcrusade.net/
Somebody asked me that. Well, I'd want to set some aside for liquidity and reserves, in case something happened where I needed money now. invest those funds in a diversified mutual fund and money market portfolio. Once that's done, I'd...
Economics of Housing in High Density Areastag:www.searchlightcrusade.net,2009://3.47382022-03-28T14:00:00Z2022-03-28T15:06:13ZDan Melsonhttp://www.searchlightcrusade.net/
Here are the facts of the situation, whether you're talking about San Diego or Manhattan, the Bay Area, Los Angeles, or any of the other densely packed, high cost areas where all the employment and career opportunities are. Fact 1:...
Wanting a More Expensive Property Than You Can Really Affordtag:www.searchlightcrusade.net,2009://3.47322022-02-21T15:00:00Z2022-02-21T17:10:27ZDan Melsonhttp://www.searchlightcrusade.net/
This is one of the biggest issues with my local real estate market. Because the San Diego market has very high demand and limited supply of property, prices are high. A reasonable two bedroom condo runs around $200,000. A 1200...
Full Circle: Back to More Traditional Lending Standardstag:www.searchlightcrusade.net,2009://3.47192021-12-21T15:00:00Z2021-12-21T18:14:13ZDan Melsonhttp://www.searchlightcrusade.net/
When things went south in the real estate market, I saw more changes in the lending industry in a few months than the previous five years. But those changes mostly restored us to the place we were a few years...
Buyers: Stretching Your Budget Means Compromisetag:www.searchlightcrusade.net,2010://3.50082021-09-08T14:00:00Z2021-09-08T14:47:47ZDan Melsonhttp://www.searchlightcrusade.net/
As a good buyer's agent, I love a challenge. When someone comes to me trying to make a budget stretch just a little bit further than it would usually go, that's the kind of client I love to have....
Confusing Past Performance and the Present Situation with Future Planningtag:www.searchlightcrusade.net,2010://3.50002021-08-11T14:00:00Z2021-08-11T10:40:14ZDan Melsonhttp://www.searchlightcrusade.net/
The most common mistake in real estate (and every other aspect of financial planning, for that matter) is to assume the situation now is going to continue indefinitely. In the stock market, people chase last year's returns. They "wait for...
Considering Condos, Townhomes, and PUDstag:www.searchlightcrusade.net,2009://3.45692021-08-10T14:00:00Z2021-08-10T10:33:30ZDan Melsonhttp://www.searchlightcrusade.net/
The vast majority of the population out there wants single family detached housing. The virtues and benefits of the single family residence have been extolled ad nauseum, and the drawbacks of the alternatives are the stuff of urban legend. Unfortunately,...
Real Estate Numbers: Calculators and Spreadsheets Are Your Friend But They Have Limitstag:www.searchlightcrusade.net,2009://3.44812021-06-23T14:00:00Z2021-06-23T12:52:29ZDan Melsonhttp://www.searchlightcrusade.net/
On a fairly regular basis I get email asking what I think of this or that loan calculator on the web, this or that predictive model for real estate prices or loan rates, etcetera. Loan calculators are pretty simple when...
Things to Consider If You Can't Afford Your Paymenttag:www.searchlightcrusade.net,2008://3.44732021-06-20T14:00:00Z2021-06-20T14:35:53ZDan Melsonhttp://www.searchlightcrusade.net/
I read a lot of the info. you have on your web page ... thank you. I don't live in San Diego so I'm not looking for a home. What I am trying to decide is whether to sell...
Gravity Is Not a Major Determinant Of Housing Pricestag:www.searchlightcrusade.net,2008://3.44422021-05-31T14:00:00Z2021-05-31T13:26:59ZDan Melsonhttp://www.searchlightcrusade.net/
A while ago now, I saw a rather clever video someone did called, "That Last Dip's a Doozy!" Someone took housing prices 1890 to present and graphed them to a roller coaster ride. Just before the end, he turned the...
Levels of Mortgage Documentation, or, Why You Should Demand to Do More Paperworktag:gockel.hmdnsgroup.com,2007:/~searchli//3.27602021-05-18T14:00:00Z2021-05-18T15:12:18ZDan Melsonhttp://www.searchlightcrusade.net/
(UPDATE NOTE: After several years of it being unavailable, I've recently started getting lender solicitations for stated income loans again. I haven't done any of these new loans yet, but as much as I don't like stated income there is...
Magical Thinking About Mortgage Loanstag:www.searchlightcrusade.net,2008://3.42442021-03-03T15:00:00Z2021-03-03T14:15:20ZDan Melsonhttp://www.searchlightcrusade.net/
(This is an updated reprint of an article written in February 2007. The Era of Make Believe Loans that made it easier to qualify people for inflated loan amounts ended abruptly a few days later, but the sort of thinking...
What Buyers Need: What Sellers Should Want to Supply When Sellingtag:www.searchlightcrusade.net,2010://3.49402021-02-15T15:00:00Z2021-02-15T17:01:23ZDan Melsonhttp://www.searchlightcrusade.net/
(This is a companion article to What Sellers Need: What Buyers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more...
What Sellers Need: What Buyers Should Want to Supply When Making An Offertag:www.searchlightcrusade.net,2010://3.49392021-02-14T15:00:00Z2021-02-15T17:02:46ZDan Melsonhttp://www.searchlightcrusade.net/
(This is a companion article to What Buyers Need: What Sellers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more...
Buying Teardown Properties and Condemned Buildingstag:www.searchlightcrusade.net,2010://3.49332021-01-25T15:00:00Z2021-01-25T16:20:38ZDan Melsonhttp://www.searchlightcrusade.net/
Dear Mr. Melson: My husband and I are great fans of your Searchlight Crusade essays. Excellent work! In today's mortgage-mess market, will lenders reject loan applications from average buyers (not investors) wanting to purchase acreage with a teardown outside the...
Buy Now vs. Wait: Some Practical Hypotheticalstag:gockel.hmdnsgroup.com,2007:/~searchli//3.26002020-12-31T15:00:00Z2020-12-31T14:52:49ZDan Melsonhttp://www.searchlightcrusade.net/
The original appeared in April 2006, but has been updated for changes I am hoping to buy in the (city) area and am reviewing the possibilities. While I fear that the local market may be peaking, I intend to live...